Identity Theft: Know The Warning Signs And How To Stop It

Identity Theft: Know The Warning Signs And How To Stop It

Identity theft is used in countless movies and TV shows where secret agents become someone else in order to gain access to spy labs and formulas. Or maybe you’ve seen that episode where a child fills out a credit card application in the name of a relative and goes on a spending spree. While identity theft certainly can be creative to move along a plot, it is more devastating in real life, not to mention illegal. Take the latter example – a child with a credit card belonging to someone else can be a danger to that person’s bank account, credit history and credit score. Always monitor your free credit reports and scores on a regular basis to make sure no unusual credit activity is occuring.

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What You Should Know About In-store Credit Cards

What You Should Know About In-store Credit Cards

Times are tough, money is tight and every month comes a holiday with commercials telling you to go out and buy chocolates, flowers, gifts, clothes, jewelry and food for a holiday family feast. And when you load up that shopping cart and hit the check out aisle, an in-store credit card sounds too good to be true (“Save 15 percent on my purchases today? Sounds great!”). But before you begin saving $10 here and $25 there, take a few minutes to find out if an in-store credit card is worth owning or even applying.

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A Credit Score May Be The Most Important Number In Your Life

A Credit Score May Be The Most Important Number In Your Life

Of all the numbers that dominate our lives, none may be more important than a credit score. credit score is a three-digit numerical representation of a person’s creditworthiness, which lenders use to determine how likely a person is to default on or pay off a loan or debt. The majority of credit scores range between 300 and 900, but for favorable credit consideration, a person needs a score of 720 or higher.

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